{财务管理资本管理}四商业银行资本管理对外经济贸易大学何自云.pptxVIP

{财务管理资本管理}四商业银行资本管理对外经济贸易大学何自云;Main Contents;The function of bank capital;Impact of loan loss on capital;Balance Sheet of Big Four: 2002/12/31;US banks: Capital/Assets(%);Impact of loan loss on capital: 1%;Impact of loan loss on capital: 6.7%;Impact of loan loss on capital: 10%;Impact of loan loss on capital: 10%;Ready access to financial markets;Constrains growth and reduces risk;How much capital is adequate?;How much capital is adequate?;How much capital is adequate?;Capital v.s. risks;Risk-based requirements: weaknesses;Capital bank operating policy;Limiting asset growth;Changing the capit