unit2研究生多维英语课文对照翻译培训资料.pdf

1 America is in the midst of one of the greatest wealth transfers in the history of mankind.Over the next 20 years,an estimated $15 trillion in assets will be transferred from one generation to the next.美国正处在人 类历史上最大的一个财富交接的过程中。 在今后 20 年里，估计有 150 亿美元的资产将会转移到下一代的手中。 2 Much of this wealth transfer will be in the form of family-owned businesses.Butthe viability of many these transfers is questionable.The fact is most will fail.Typically, only one out of three businesses is successfully transferred to the second generation.Survival of a family business into the third generation is a rareoccurrence.大多数的财富交接 会以家庭企业的方式进行。 但是很多情况下， 财富交接的成功与否令 人怀疑。事实上，大多数的交接工作将会失败。一般来说，只有 1/3 的企业才能成功地移交到下一代手中。 一个家庭企业能生存到第三代 是寥寥无几的。 3 Thousands of family businesses,some of the household names,will disappear over the next decade.The sad part is that many of them could survive with proper planning.For many,however,it may already be too late. The proper time to start planning the succession of a family business is not one,but three, not even five years ahead.Indeed,a comprehensive succession plan,which includes sophisticated estateplanning strategies,generally requires at least a 10-yearhorizon to be properly structured.在下一个十年里，数以千计的家庭企业，其中有些是家喻 户晓的企业将会消失。 糟糕的是许多企业只有进行适当的规划才能勉 强生存。然而， 很多企业已为时已晚。一个家庭企业着手规划交接的 适当时机不是提前一年，三年甚至是五年进行的。确切地说，一个包 括复杂的财产规划策略的综合性的交接计划一般至少要在十年的基 础上才能适当地完成。 4 Whether large or small,high-tech or low,public or private,every family-owned businesses is different.But regardless of howdiverse they are,four key elements must be in place before a business can be successfully passed from one generation to another.无论规模的大小，技 术的高低或名气是否响亮， 每一个家庭企业都是不一样的。 但是无论 怎样不同， 在一个企业顺利地交接到下一代之前， 以下四个关键性的 因素应计划到位。 5 Owners/founders are extremely driven anddynamic.Often th