有关信用卡的高中英语作文.docxVIP

有关信用卡的高中英语作文 Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage. But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people. However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone. Nowadays, credit card consumption has been a common phenomenon in our lives. However, different people hold different views in it and heated debates are right on their way. Some are in favor of the credit card consumption. They point out the fact that credit card provides a convenient and safe way for our consumptions. They consider that using credit card to pay is more convenient and clean than pay by cash, which is as easy to lose and unclean. In addition, they argue that credit card can help a lot when we are meeting serious financial trouble. For example, when we get involved in trouble and need lots of money to solve it, the overdraw function of credit card would be a good helper. However, there are many people standing on the other ground. They figure out that credit card consumption has brought some serious problems in many aspects. Many people spend their money recklessly by using credit card. And what’s worse, those who can not control the desir