基于杜邦分析法的商业银行盈利能力分析 ——以华夏银行为例-会计-毕业论文.docxVIP

基于杜邦分析法的商业银行盈利能力分析 ——以华夏银行为例 摘要：随着国际金融化不断加快，许多实力雄厚的外资银行开始进军中国市场，中国商业银行面临着前所未有的竞争压力，而为了能顶住压力，在市场竞争中立足下来，各类商业银行务必要愈发重视和研究如何稳定提升其盈利能力，深入研究和思考自身的发展道路。本文研究对象为中国商业银行，通过采用杜邦分析法探究商行盈利能力的现实情况，并分析阻碍其进一步提升的原因。把我国商业银行分为国有商业银行、股份制商业银行、城市商业银行。并以华夏银行为例，在杜邦分析法的基础上，分析其盈利能力发展情况。最后进行归纳总结，根据问题针对性地提出改善我国各类商业银行盈利能力的具体对策。 关键词： 杜邦分析；商业银行；盈利能力 Abstract Abstract:By the development of international financialization, many foreign Banks start to enter Chinese market.Chinese commercial banks are facing huge competitive pressure. To resist this pressure and stand in the competition,all kinds of commercial banks must pay more attention to the improvement of profitability, in-depth research and thinking about their own development path. This paper research Chinese commercial Banks mainly. By using dupont analysis method, this paper explores the reality of commercial Banks profitability and analyzes the reasons that hinder their further improvement.The commercial Banks in China are divided into state-owned commercial Banks, joint-stock commercial Banks and urban commercial Banks for dupont analysis,. Taking HuaXia bank as an example, the development of its profitability is analyzed on the basis of dupont analysis method.Finally, taking the above data and factor analysis into consideration, this paper proposes measures to improve the profitability of various commercial Banks in China. Keywords: DuPont Analysis; Commercial Bank; Profitability 目 录 11920_WPSOffice_Level1 1 绪论 1 1589_WPSOffice_Level2 1.1 背景和意义 1 1589_WPSOffice_Level3 1.1.1 选题的背景 1 21544_WPSOffice_Level3 1.1.2 选题的意义 1 21544_WPSOffice_Level2 1.2 国内外研究现状 1 30266_WPSOffice_Level3 1.2.1 国外研究现状 1 13934_WPSOffice_Level3 1.2.2 国内研究现状 2 25606_WPSOffice_Level3 1.2.3 国内外研究现状总结 3 30266_WPSOffice_Level2 1.3 研究内容和方法 4 11349_WPSOffice_Level3 1.3.1 研究的内容 4 19734_WPSOffice_Level3 1.3.2 研究的方法 4 13934_WPSOffice_Level2 1.4 创新与不足 4 30461_WPSOffice_Level3 1.4.1 本文的创新之处 4 10551_WPSOffice_Level3 1.4.2 本文的不足之处 5 1589_WPSOffice_Level1 2 杜邦分析体