金融英语加百力版.pptx

MODERN FINANCIAL PRACTICES;Part One Overview of the Financial Industry in China;Teaching Objectives ● To become familiar with the present conditions of the segregation of Chinese financial business ● To become familiar with the past and present of Chinese banking sector, securities sector and insurance industry. ● To learn something about the basic imformation on Chinese financial reform. Focus on ● To be familiar with the evolution and role of the banking sector in China ● The reform and functions of the Central Bank ● The development of the Commercial Banking Sector;Difficulties ● Mathematic Basis of Insurance Teaching Methods ● Teacher’s explanations ● Questioning ● Discussing ● Exercise ;Teaching Procedures;Common Expressions 常用词语;Demand deposit 活期存款 Minimum balance 最低余额 Open an account 开户 Interest 利息 Sign 签字 Interest rate 利率 Some term-deposits offer very high interest rates. 有些定期存款的利率很高。 I’d like to open an account with your bank. 我想在贵行开个户。 What kind of account do you have in mind? 您打算开哪种账户？ ;I want to open a personal checking account. 我想开个人支票账户。 What’s the interest rate for that account? 那种账户的利率是多少？ The checking account is much more convenient although it offers no interest. 支票账户虽然没有利率，但要方便得多。 If it’s a demand account, you can make withdrawals from the account at any time. 如果是活期账户，您随时都可以取款。 ; In this country, time or savings accounts require an advance notice to the bank, usually seven days before the depositor has the right to make a withdrawl. 在这个国家，定期存款账户或储蓄存款账户要求存款人提前通知银行，通常是7天，才能取款。 What’s the procedure of opening a savings account? 开立储蓄账户的程序是什么？ We don’t charge any fee for opening the account. 我们对账户的开立不收取任何费用。 There is a service charge for each check you w