世行 欧洲案例FinSACBRRDandBailInCaseStudies.pdfVIP

BANK RESOLUTION AND “BAIL-IN” IN THE EU: SELECTED CASE STUDIES PRE AND POST BRRD BANK RESOLUTION AND “BAIL-IN” IN THE EU: SELECTED CASE STUDIES PRE AND POST BRRD CONTENT Introduction 2 Brief Overview of Each Case Study 4 Austria 9 Heta: Resolution of an Asset Management Vehicle Cyprus 18 Bank of Cyprus (BoC) and Laiki: Resolution via Public Support and Bail-in, Including of Uninsured Depositors Denmark 24 Andelskassen: Resolution via Bridge Bank and Bail-in Including of Uninsured Depositors Greece 29 Several Greek Banks and Foreign Branches: Resolution via Public Recapitalization and Bail-in and State Aid Issues Italy 38 Four Small Banks: Resolution via Bridge Bank and Asset Management Vehicle Tools to Avoid Full Bail-in The Netherlands 45 SNS Reaal: Resolution via Nationalization and Bail-in Portugal 52 Banco Espírito Santo, S.A.: Resolution via a Bridge Bank Including a Re-Transfer Slovenia 61 Several Domestic Banks: Resolution via Public Recapitalization and Bail-in Spain 66 Savings