新风险、新机遇：利用环境污染责任保险实现可持续经济（英）-2022.6.pdf

New risks, new opportunities: Harnessing environmental pollution liability insurance for a sustainable economy A global study by UN Environment Programme’s Principles for Sustainable Insurance Initiative June 2022 This study was sponsored by: Published by UNEP FI’s Principles for Sustainable Insurance Initiative in June 2022 Copyright © United Nations Environment Programme Finance Initiative, 2022 This publication may be reproduced in whole or in part and in any form for educational or non-profit purposes without special permission from the copyright holder, provided acknowledgement of the source is made. The United Nations Environment Programme Finance Initiative would appreciate receiving a copy of any publication that uses this publication as a source. No use of this publication may be made for resale or for any other commercial purpose whatsoever without prior permission in writing from the United Nations Environment Programme Finance Initiative. Disclaimer The designations employed and the presentation of the material in this publication do not imply the expression of any opinion whatsoever on the part of the United Nations Environment Programme concerning the legal status of any country, territory, city or area or of its authorities, or concerning delimitation of its frontiers or boundaries. Moreover, the views expressed do not necessarily represent the decision or the stated policy of the United Nations Environment Programme Finance Initiative, nor does citing of trade names or commercial processes constitute endorsement. New risks, new opportunities: Harnessing environmental pollution liability insurance for a sustainable economy 2 Contents Acknowledgements 5 Executive summary 8 Theme 1: Risk management: The bedrock of the insurance business 9 Theme 2: Policy and regulation: Insurance schemes, potential negative impacts, key benefits 10 Theme 3: The need for more and bette