五章商业银行贷款管理(对外经济贸易大学何自云).pptxVIP

第五章 商业银行贷款管理;第五章 商业银行贷款管理;Chapter 15 Credit Policy and Loans Characteristics;The credit process;The credit process;Business development and credit analysis;Five Cs of good credit;Five Cs of bad credit;Credit execution and administration;Credit review;Chapter 16 Evaluating Commercial Loan Requests ;Fundamental credit issues;Five fundamental issues;Character and quality of data;Use of loan proceeds ;Loan Amount;Primary source and timing of repayment;Collateral ;What can be collateral?;Evaluation: A four-part process;Step 1: Overview of management, operations and industry;Step 2: Common size