拉丁美洲金融科技的兴起和影响.pdf

The Rise and Impact of Fintech in Latin America Bas B. Bakker, Beatriz Garcia-Nunes, Weicheng Lian, Yang Liu, Camila Perez Marulanda, Adam Siddiq, Mariusz Sumlinski, Dmitry Vasilyev, and Yuanchen Yang NOTE/2023/003 FINTECH NOTE The Rise and Impact of Fintech in Latin America Prepared by Bas B. Bakker, Beatriz Garcia-Nunes, Weicheng Lian, Yang Liu, Camila Perez Marulanda, Adam Siddiq, Mariusz Sumlinski, Dmitry Vasilyev, and Yuanchen Yang March 2023 ©2023 International Monetary Fund The Rise and Impact of Fintech in Latin America Note 2023/003 Prepared by Bas B. Bakker, Beatriz Garcia-Nunes, Weicheng Lian, Yang Liu, Camila Perez Marulanda, Adam Siddiq, Mariusz Sumlinski, Dmitry Vasilyev, and Yuanchen Yang * DISCLAIMER: Fintech Notes offer practical advice from IMF staff members to policymakers on important issues. The views expressed in Fintech Notes are those of the author(s) and do not necessarily represent the views of the IMF, its Executive Board, or IMF management. RECOMMENDED CITATION: Bas B. Bakker, Beatriz Garcia-Nunes, Weicheng Lian, Yang Liu, Camila Perez Marulanda, Adam Siddiq, Mariusz Sumlinski, Dmitry Vasilyev, and Yuanchen Yang, 2023. “The Rise and Impact of Fintech in Latin America.” IMF Fintech Note 2023, International Monetary Fund, Washington, DC. ISBN: 979-8-40023-547-4 (Paper) 979-8-40023-698-3 (ePub) 979-8-40023-702-7 (PDF) JEL Classification Numbers: G23, O16, O54 Keywords: Fintech; financial inclusion; financial development; financial risks; financial regulation; Latin America Authors’ email