华泰财险附加“承保区域”定义条款.pdfVIP

华泰财险附加“承保区域”定义条款 兹经双方理解并同意，保险合同适用下述定义： “承保区域”是指： （一）中华人民共和国（不包括台湾地区、澳门特别行政区和香港特别行政区）； （二）国际水域或领空，但仅限于发生在以上述（一）项规定的区域为出发地或目的地 的旅行或运输途中的“人身伤害”或“财产损失”；或 （三）世界范围，但应满足下述条件： 1. “人身损害”或“财产损失”是由下列原因造成的： (a) 居住在上述（一）项规定的区域的人员为记名被保险人业务而短期出差 的行为；或 (b) 通过互联网或类似电子通讯方式发生的 “个人权利侵害及广告侵害”； 并且 2. 被保险人所承担的损害赔偿责任需由上述（一）项规定的区域的法院审判或 者经保险人同意的和解协议确定。 本保险合同的其他条款和条件仍适用。 G61 AMENDMENT OF DEFINITION OF COVERAGE TERRITORY It is hereby understood and agreed that Section V Definitions 4 “Coverage territory” is amended to read: Coverage territory means: a. The People’s Republic of China (excluding Taiwan, Macao SAR and Hong Kong SAR); b. International waters or airspace, provided the injury or damage does not occur in the course of travel or transportation to or from any places not included in a. above; or c. All parts of the world if: (1) The injury or damage arises out of: (a) The activities of a person whose home is in the territory described in a. above, but is away for a short time on your business; or (b) “Personal and Advertising injury” offenses that take place through the internet or similar electronic means of communication; and (2) The insured’s responsibility to pay damages is determined in a ‘suit’ on the merits, in the territory described in a. above or in a settlement we agree to. All other terms and conditions remain unchanged.