数字普惠金融助力乡村振兴研究--以山东省为例.pdfVIP

山东农业工程学院学报 2023 年 第40 卷 第7 期 数字普惠金融助力乡村振兴研究 要要要以山东省为例 朱慧婷 张芳丽 李清华 东农业工程学院袁 东济南 250100冤 摘 要院在数字化普惠金融助力乡村振兴的大背景下袁以北京大学数字普惠金融指数为基础袁山东 省为案例袁对数字普惠金融的现状进行了深入剖析遥 通过对现阶段城乡间数字普惠金融发展中存在 的问题进行深入研究袁提出以下建议院第一袁加强农村区域数字基础设施建设袁缩小城乡地区间的 野数字鸿沟冶曰第二袁进一步完善数字普惠金融相关法规袁通过法律监管防范数字金融风险曰第三袁对 农户进行金融知识宣传教育袁提升农民的数字金融素养曰第四袁引导数字普惠金融为实体经济提供 支持性帮助遥 关键词院数字普惠金融曰乡村振兴曰农村金融曰数字金融 中图分类号院F321 文献标识码院A 文章编号院2095-7327 渊2023 冤-07-0074-06 Research on Digital Inclusive Finance for Rual Revitalization 院Take Shandong Province as an Example ZHU Huiting ZHANG Fangli LI Qinghua 渊Shandong Agricultural and Engineering University, Jinan Shandong 250100冤 Abstract:In the context of digital inclusive finance contributing to rural revitalization, this paper takes Shandong province as an example and analyzes the current situation of digital inclusive finance development by using peking university digital inclusive finance index. Based on the study of the current issues related to the development of digital inclusive finance between urban and rural areas, the following recommendations are made: First, strengthening digital infrastructure in rural areas to narrow the digital divide in rural areas; Second, improve and supplement the laws and regulations related to digital inclusive finance, and prevent digital financial risks through legal regulation; Third, educating farmers on financial literacy and developing their digital financial management qualities; Fourth, guide digital inclusive finance to provide supportive help to the real economy. Key words:digital inclusive finance 曰rural revitalization 曰rural finance 曰digital finance 收稿日期院2023-05-10 作者简介院朱 婷 1996要冤袁女袁山东潍坊人袁山东农业工程学院教师