金融市场与金融机构基础 第3章.pptxVIP

Depository Instituti Activities andCharacteristicsChapter 3Copyright ? 2010 Pearson Education, Inc. Publishing as Prentice Hall Asset/Liability ProblemCopyright ? 2010 Pearson Education, Inc. Publishing as Prentice HallSpread IncomeTypes of RiskCredit RiskRegulatory RiskInterest Rate Risk Liquidity ConcernsCopyright ? 2010 Pearson Education, Inc. Publishing as Prentice HallWays to accommodate withdrawals and loan demandAttract additional depositsUse currently-owned securities as col loans from other institutionsRaise short-term funds in the money marSell currently-owned securities Depository I