银行招聘之银行招聘综合知识检测卷附答案详解.docxVIP

银行招聘之银行招聘综合知识检测卷附答案详解

单选题（共20题）

1.资料：Actually,anysaleisagiftuntilyougetpaid.Butexportersareespeciallyconcerned,sincetheirbuyersmightbe10,000milesaway！

A.Business

B.Economy

C.Social

D.Culture

【答案】A

2.材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。

A.公开市场业务操作

B.利率政策

C.常备借贷便利操作

D.中央银行贷款

【答案】A

3.中央银行对市场进行政策调节时，效果最为强烈的金融工具是（）。

A.存款准备金率

B.再贴现率

C.银行再贷款率

【答案】A

4.资料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?

A.disagreeable

B.mixed

C.cautious

D.negative

【答案】B

5.资料：Procrastinationcomesinmanydisguises.Wemightresolvetotackleatask,butfindendlessreasonstodeferit.Wemightprioritizethingswecanreadilytickoffourto-dolist-answeringemails,say-whileleavingthebig,complexstuffuntouchedforanotherday.Wecanlookandfeelbusy.whileartfullyavoidingthetanksthatreallymatter.Andwhenwelookatthoserolling,longuntoucheditemsatthebottomofourto-dolist,wecanthelpbutfeelalittledisappointedinourselves.

A.Howtobeatprocrastination

B.Ourbrainandprocrastination

C.Benefitsandcostsofprocrastination

D.Theperilsofprocrastination

【答案】A

6.资料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsuredofferdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.

A.CDisasafeinstrument

B.BankofIndiaissafe

C.CDisinsured

D.Alloftheabove

【答案】D

7.资料：Mostyoungpeo