中意福运年年年金保险（分红型）- 条款.pdf

中意人寿[2019]年金保险016号

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您拥有的重要权益

在犹豫期内您若要求解除合同，我们仅扣除工本费····················································1.5

被保险人可以享有本合同提供的保障利益································································2.5

您有权解除合同··································································································9

您应当特别注意的事项

在某些情况下，我们不承担保险责任·········································1.5、2.7、3.2、8.1、11.1

您应及时向我们通知保险事故···············································································3.2

保险金的申请权应在一定期间内行使······································································3.8

您应按时支付保险费···························································································5.1

在某些情况下，本合同效力中止························································5.2、5.3、6.2、8.1

解除合同会给您造成一定的损失，请您慎重决策·······················································9.1

在某些情况下，本合同效力终止··········································································10.1

您有如实告知的义务··························································································11.1

我们对一些重要术语进行了解释，请您注意······························································13

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1您与我们订立的合同3.4保险金领取方式8.1效力中止

1.1合同构成3.5司法鉴定8.2效力恢复

1.2保险合同成立与生效3.6保险金的给付9合同解除

1.3投保年龄3.7宣告死亡处理9.1解除合同的手续及风险

1.4合同的签收3.8诉讼时效10合同效力的终止

1.5犹豫期4保单红利10.1合同效力的终止

2我们提供的保障4.1保单红利的确定11如实告知

2.1基本保险金额4.2保单红利的领取11.1明确说明与如实告知

2.