中意一生福康重大疾病保险（优睿版）- 条款.pdfVIP

中意人寿[2020]疾病保险021号

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您拥有的重要权益

在犹豫期内您若要求解除合同，我们仅扣除工本费··············································1.5

被保险人可以享有本合同提供的保障利益··························································2.4

您有权解除合同·····························································································7

您应当特别注意的事项

在某些情况下，我们不承担保险责任···················1.5、2.6、3.2、6.1、9.1、10、11、13

您应及时向我们通知保险事故·········································································3.2

保险金的申请权应在一定期间内行使································································3.6

您应按时支付保险费·····················································································4.1

在某些情况下，本合同效力中止·······························································4.2、6.1

解除合同会给您造成一定的损失，请您慎重决策·················································7.1

在某些情况下，本合同效力终止······································································8.1

您有如实告知的义务·····················································································9.1

我们对一些重要术语进行了解释，请您注意························································13

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1.您与我们订立的合同3.4保险金给付9.1明确说明与如实告知

1.1合同构成3.5宣告死亡处理9.2本公司合同解除权的限制

1.2保险合同成立与生效3.6诉讼时效10.重大疾病的定义及范围

1.3投保年龄4.保险费的支付10.1重大疾病的范围

1.4合同的签收4.1保险费的支付10.2重大疾病的定义

1.5犹豫期4.2宽限期11.轻症疾病的定义及范围

2.我们提供的保障4.3减额交清保险11.1轻症疾病的范围

2.1基本保险金额5.现金价值权益11.2轻症疾病的定义

2.2保险期间5.1现金价值12.其