【研报】ACCA-金融科技作为增长的催化剂：印度的经验教训（英）-2024.pptx

FINTECHASACATALYSTFORGROWTH:LESSONSFROMINDIA

ForewordFintech–thecomingtogetheroffinancialservicesanddigitaltechnology–isakeygrowthsectorinIndia,withanadoptionrateof87%,significantlyhigherthantheglobalaverageof64%.Indiaisthethird-largestandfastest-growingfintechmarketglobally.Indiassuccessinleveraginginnovativefinancialtechnologiesprovidesvaluableinsightsintofintechspotentialfordrivinginclusiveandsustainablegrowthworldwide.Buildingonasectoralsurveyoffintechusers(individualsandbusinesses),supportedbyconsultationswithfintechproviders,policyinfluencersandfinanceprofessionals,thisreportispartofACCA’spublic-valueagenda,contributinginsightsonthegrowingroleoffintechinIndia’ssocio-economicdevelopment.Throughthisresearch,ACCAhighlightsthecurrentdriversoffintechgrowthinIndiaandusers’perceptionsofitsgrowthprospectsacrossthreekeysectors:education,energy,andfinancialservices.Italsooutlinesthekeyfutureopportunitiesandrisks/concerns.Mindfuloftheimportanceofcollaborationforthistechnology’sevolvingpotentialtofosterinclusivity,thereportspecifiestherolesofkeyplayers:financeprofessionals,regulatorsandfintechprovidersinharnessingtheseopportunitiesandmanagingtheassociatedrisks.WelookforwardtomaximisingthefindingsofthisresearchtoincreasethepenetrationoffintechinIndiafurther,bybuildingcapacityamongfinanceprofessionalsandliaisingwithotherstakeholderstoprovidetherequiredsupport.Withregulatoryclarity,collaborativeeffortsbetweenfinanceprofessionals,fintechprovidersandregulators,andacommitmenttocontinueddevelopmentandadaptationfintechcanthrive,drivingsustainablegrowth.Md.SajidKhanDirector–IndiaACCA2

EXECUTIVESUMMARY41.INTRODUCTION62.FINTECHFORWARD:ANALYSINGUSERSENTIMENTSTODAYTOMORROW103.EXPLORINGTHEFUTURE:OPPORTUNITIESANDCHALLENGES19PA