付款方式学习课件.pptxVIP

Chapter6PaymentTerms;Maincontent;Difficultyinpaymentofinternationaltransaction;Paymentinstrumentsofinternationaltrade;一、Draft/BillofExchange;（二）Partiesinvolved;;Samples;;（四）Typesofdrafts;3.Timeofpayment

Sight/demandbill即期汇票

Time/Usancebill远期汇票

Accordingtotenor,abillofexchangemayeitherbepaidatsightonpresentationorberequiredtobepaidatalaterdate,suchas:

见票后若干天付款

Payat30daysaftersight.

出票后若干天付款

Payat30daysafterdateofdraft.

运输单据日后若干天付款

Payat30daysafterdateofB/L.

指定日期付款

Payat10thJuly,2004.;4.按承兑人不同

commercialacceptancedraft商业承兑汇票

由商业企业或个人承兑的远期汇票

banker’sacceptancedraft银行承兑汇票

由银行承兑的远期汇票;（五）Theuseofdraft;1、出票Issuance;Toorder指示性抬头

suchas“toorder”“paytotheorderofABCCo.Ltd.”

Itcanbenegotiatedortransferredtoantherpartyafterendorsementbythepayee.

Tobearer持票人或来人抬头

Itdoesnotneedtheendorsementfortransfer.;2、提示presentation;3、承兑Acceptance;4、付款payment;5、背书Endorsement;6、贴现Discount;7、拒付Dishonor;8、追索Recourse;二、本票PromissoryNote;（二）Mainparities

;;（三Types;DifferencesbetweendraftandPN;本票出票人是主要债务人，

汇票承兑前，出票人是主要债务人，

承兑后，承兑人是主要债务人;;三、支票Cheque,Check;;（二）支票的种类;Methodsofpayment;Threemethods;Remittance汇付;二、Partiesinvolved;三、Types;（一）电汇TelegraphicTransfer(T/T);信汇和电汇的一般业务程序：;（二）票汇RemittancebyBanker’sDemandDraft(D/D);features;（三）信汇MailTransfer(M/T)

Definition:madebetweenbanksbymail

Thebuyergivesmoneytoalocalbankwhichsendsatrustdeedforpaymenttoitscorrespondentbankattheseller’sendbymailandentrustsittopaymoneytotheseller.

汇出行应汇款人的申请，将信汇委托书或支付通知书通过邮政信件寄给汇入行，授权解付一定金额给收款人

features:itisslow

itischeaper;Collection;二、Partiesinvolved;三、typesofcollection;（二）DocumentaryCollection

Itisameansofensuringthatgoods(titledocuments)areonlyhandedovertothebuyerbythecollectingbankwhenthe