2025年CFA特许金融分析师考试模拟题：金融专业英语阅读理解试卷.docx

2025年CFA特许金融分析师考试模拟题：金融专业英语阅读理解试卷

考试时间：______分钟总分：______分姓名：______

一、金融专业英语阅读理解

要求：阅读以下文章，根据文章内容回答问题。

Passage1:

Theglobalfinancialcrisisof2007-2008hadaprofoundimpactonthefinancialindustry.Itledtoasignificantdeclineinthevalueoffinancialassets,acreditcrunch,andasevereeconomicdownturn.Thecrisishighlightedseveralvulnerabilitiesinthefinancialsystem,includingexcessiveleverage,inadequateriskmanagement,andinsufficientregulation.

1.Whatwasthemaincauseoftheglobalfinancialcrisisof2007-2008?

a)Excessiveleverage

b)Inadequateriskmanagement

c)Insufficientregulation

d)Alloftheabove

2.Howdidtheglobalfinancialcrisisaffectthevalueoffinancialassets?

a)Itincreasedthevalueoffinancialassets.

b)Itdecreasedthevalueoffinancialassets.

c)Ithadnoeffectonthevalueoffinancialassets.

d)Theeffectwasmixed.

3.Whataresomeofthevulnerabilitiesinthefinancialsystemthatwerehighlightedbythecrisis?

a)Excessiveleverage

b)Inadequateriskmanagement

c)Insufficientregulation

d)Alloftheabove

4.Howdidthecrisisleadtoacreditcrunch?

a)Bankswereunabletolendmoneytobusinessesandconsumers.

b)Theinterestratesincreasedsignificantly.

c)Thecentralbanksincreasedtheirmonetarypolicy.

d)Thestockmarketcrashed.

5.Whatwasthemaineconomicdownturncausedbythecrisis?

a)Recession

b)Depression

c)Inflation

d)Deflation

6.Howdidthecrisisaffectthefinancialindustry?

a)Itledtoanincreaseinthenumberoffinancialinstitutions.

b)Itledtoadecreaseinthenumberoffinancialinstitutions.

c)Ithadnoeffectonthefinancialindustry.

d)Theeffectwasmixed.

7.Whatisthetermusedtodescribetheperiodofsevereeconomicdownturnfollowingthecrisis?

a)Recession

b)Depression

c)Inflation

d)Deflation

8.Howdidthecrisisleadtoasignificantdeclineinthevalueoffinancialassets?

a)Bankswereunabletolendmoneytobusiness