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银行笔试英语试题及答案
姓名：____________________
一、多项选择题（每题2分，共20题）
1.Thebanksmainbusinessisto:
A.lendmoney
B.acceptdeposits
C.issuecurrency
D.alloftheabove
2.Whichofthefollowingisnotatypeofbankaccount?
A.Checkingaccount
B.Savingsaccount
C.Loanaccount
D.Investmentaccount
3.Thetermbankersdraftrefersto:
A.awrittenordertopayaspecificamountofmoney
B.atypeofcreditcard
C.adocumentusedformoneytransfer
D.asavingsaccount
4.Whenyoudepositmoneyinabank,itisconsideredtobe:
A.aloantothebank
B.aninvestmentinthebank
C.asavingsaccount
D.acheckingaccount
5.Theinterestrateonaloanis:
A.theamountofmoneychargedforborrowingmoney
B.theamountofmoneyearnedonsavings
C.theamountofmoneypaidforusingacreditcard
D.theamountofmoneyreceivedwhendepositingmoney
6.Whichofthefollowingisanexampleofafinancialinstitution?
A.Agrocerystore
B.Ahospital
C.Abank
D.Aclothingstore
7.Theprocessoftransferringmoneyfromoneaccounttoanotheriscalled:
A.depositing
B.withdrawing
C.transferring
D.investing
8.Whenabankissuesacreditcard,itis:
A.lendingmoneytothecardholder
B.borrowingmoneyfromthecardholder
C.chargingafeefortheuseofthecard
D.providingaservicetothecardholder
9.Whichofthefollowingisatypeoffinancialserviceprovidedbyabank?
A.Insurance
B.Investment
C.Education
D.Alloftheabove
10.Thetermbankruptrefersto:
A.apersonorbusinessthathasnomoneytopayitsdebts
B.apersonorbusinessthathasalotofmoney
C.apersonorbusinessthatisindebtbutcanstillpayitsdebts
D.apersonorbusinessthathasjuststartedabusiness
11.Whenabankprovidesaloan,it:
A.givestheborrowerthemoney
B.takesthemoneyfromtheborrower
C.chargesinterestontheloan
D.alloftheabove
12.Thetermbankholidayrefersto:
A.adaywhenbanksareclosed
B.adaywhenbanksareopen
C.adaywhenbanksa
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