中意真爱久久（馨享版）养老年金保险（分红型）条款.pdf

中意人寿[2024]养老年金保险059号

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本阅读提示是为了帮助您更好理解条款，对本合同内容的解释以条款正文为准。

您拥有的重要权益

在犹豫期内您若要求解除合同，我们仅扣除工本费····················································1.5

被保险人可以享有本合同提供的保障利益································································2.4

您有权解除合同··································································································8

您应当特别注意的事项

在某些情况下，我们不承担保险责任·········································1.5、2.6、3.2、7.1、10.1

您应及时向我们通知保险事故···············································································3.2

保险金的申请权应在一定期间内行使······································································3.6

您应按时支付保险费···························································································5.1

在某些情况下，本合同效力中止························································5.2、5.3、6.2、7.1

解除合同会给您造成一定的损失，请您慎重决策·······················································8.1

在某些情况下，本合同效力终止············································································9.1

您有如实告知的义务·························································································10.1

我们对一些重要术语进行了解释，请您注意······························································12

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1您与我们订立的合同3.4保险金的给付8合同解除

1.1合同构成3.5宣告死亡处理8.1解除合同的手续及风险

1.2保险合同成立与生效3.6诉讼时效9合同效力的终止

1.3投保年龄4保单红利9.1合同效力的终止

1.4合同的签收4.1保单红利的确定10如实告知

1.5犹豫期4.2保单红利的领取10.1明确说明与如实告知

2我们提供的保障5保险费的支付10.2本公司合同解除权的限制

2.1基本保险金额5.1保险费的支付11其他