交通银行2025江门市笔试英文行测高频题含答案.docxVIP

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交通银行2025江门市笔试英文行测高频题含答案

一、选词填空（共5题，每题2分，共10分）

directions:Choosethebestwordtofillineachblank.

1.Therapiddevelopmentoffintechhas__________traditionalbankingoperations,requiringfinancialinstitutionstoadaptquickly.

A.revolutionized

B.complicated

C.standardized

D.simplified

2.Despiteeconomic__________,thedemandforhomeloansinJiangmenremainsrelativelystable.

A.fluctuation

B.stagnation

C.depression

D.growth

3.Toenhancecustomer__________,thebankintroducedanewmobileappwithpersonalizedfinancialrecommendations.

A.satisfaction

B.retention

C.competition

D.loyalty

4.The__________ofblockchaintechnologyintradefinancehasreducedtransactioncostssignificantly.

A.adoption

B.rejection

C.modification

D.elimination

5.Thelocalgovernment’seffortsto__________SMEshaveledtoa15%increaseinbusinessregistrationsthisyear.

A.discourage

B.regulate

C.support

D.penalize

二、阅读理解（共5题，每题3分，共15分）

directions:Readthepassagecarefullyandanswerthefollowingquestions.

Passage:

Withtheriseofdigitalbanking,financialinstitutionsinGuangdongProvince,includingJiangmen,arefacingunprecedentedchallenges.TraditionalbanksmustintegrateadvancedtechnologieslikeAIandbigdatatoimproveserviceefficiency.Accordingtoa2024reportbytheChinaBankingAssociation,68%ofcustomerspreferdigitalbankingservicesoverphysicalbranches.However,thetransitionisnotwithoutobstacles.Legacysystems,regulatorycompliance,andtalentshortagesremainkeyissues.

1.WhatisthemainchallengefortraditionalbanksinGuangdong?

A.Highoperatingcosts

B.Customerpreferencefordigitalservices

C.Regulatoryrestrictions

D.Lackoftechnologicalexpertise

2.Accordingtothereport,whatpercentageofcustomerspreferdigitalbanking?

A.50%

B.60%

C.68%

D.75%

3.Whatfactorshinderthedigitaltransformationofbanks?

A.Customerresistance

B.Legacysystems,regulato