交通银行2025东营市笔试英文行测高频题含答案.docxVIP

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交通银行2025东营市笔试英文行测高频题含答案

第一部分：选词填空（共5题，每题2分，共10分）

（本部分考查实词、虚词的辨析能力，结合金融与银行业务背景设计题目）

1.Thenewfinancialregulationshavesignificantly__________thebankscompliancecosts,requiringthemtoinvestmoreinriskmanagementsystems.

A.increasedB.decreasedC.affectedD.altered

2.To__________thegrowingcompetitioninthelocalmarket,thebankdecidedtoexpanditsdigitalbankingservicesandenhancecustomerengagement.

A.addressB.ignoreC.boostD.neglect

3.Theloanofficercarefully__________theborrowerscredithistorytoensuretheloanapplicationmetthebanksriskstandards.

A.reviewedB.ignoredC.minimizedD.exaggerated

4.Despitetheeconomicdownturn,thebanksprofitabilityremains__________duetoitsdiversifiedinvestmentportfolio.

A.stableB.volatileC.decliningD.unpredictable

5.Thebankscustomerserviceteamaimsto__________thesatisfactionofclientsbyprovidingpersonalizedfinancialadvice.

A.maximizeB.reduceC.ignoreD.minimize

第二部分：阅读理解（共4题，每题3分，共12分）

（本部分选取金融行业与银行业务相关的短文，考查细节理解、主旨概括能力）

Passage1

Theglobalbankingsectorisundergoingasignificanttransformationduetotechnologicaladvancementsandregulatorychanges.Digitalbankinghasbecomeacorefocusforfinancialinstitutions,ascustomersincreasinglypreferonlineandmobileservices.Tostaycompetitive,banksmustinvestinartificialintelligence,blockchain,andcybersecuritytoenhanceefficiencyandsecurity.However,traditionalbankingmodelsstillplayacrucialroleinprovidingpersonalizedservices,especiallyforhigh-net-worthclients.Thefutureofbankingliesinbalancinginnovationwithcustomer-centricapproaches.

6.Whatisthemainchallengefacedbytraditionalbanksinthecurrentmarket?

A.Highoperatingcosts

B.Customerpreferencefordigitalservices

C.Regulatorycompliance

D.Lackofskilledemployees

7.Whichtechnologyismentionedasessentialforbankingefficiency?

A.Cloudcomputing

B.A