邮储银行佛山市笔试英文行测高频题含答案.docxVIP

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邮储银行佛山市笔试英文行测高频题含答案

一、选词填空（共5题，每题2分，共10分）

1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalfinancialindustry,requiringinstitutionstoadaptquicklytonewtechnologies.

A.revolutionized

B.stabilized

C.diversified

D.simplified

2.Toenhancecustomersatisfaction,thebankshould__________itsonlineserviceplatformstoprovidemorepersonalizedandefficientbankingexperiences.

A.integrate

B.eliminate

C.postpone

D.overlook

3.ThelocaleconomyinFoshanhasshownstrongresilience,with__________growthinbothretailandindustrialsectorsdespitetheglobaleconomicuncertainties.

A.stagnant

B.nominal

C.considerable

D.negligible

4.Effectiveriskmanagementrequiresa__________approach,balancingprofitabilitywithcompliancetoregulatoryrequirements.

A.reactive

B.proactive

C.passive

D.negligent

5.Thebank’snewmobileappaimsto__________thegapbetweenruralandurbanfinancialservicesbyofferingaccessiblebankingsolutionstounderservedareas.

A.bridge

B.widen

C.close

D.ignore

二、阅读理解（共4题，每题3分，共12分）

Passage1:

Theriseoffintechhastransformedthebankingindustry,particularlyinregionslikeFoshan,wheretraditionalfinancialinstitutionsarecompetingwithtech-drivenstartups.Accordingtoa2023reportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),thefintechsectoraccountedfor15%ofthecountry’stotalfinancialtransactions,withruralareasbenefitingdisproportionately.PostalBankofChina(PBC),leveragingitsextensivenetworkinFoshan,hasbeenproactiveinintegratingdigitalsolutionstomaintainitscompetitiveedge.However,challengesremain,suchasensuringdatasecurityandimprovinguseradoptioninolderdemographics.

1.Whatisthemainfocusofthepassage?

A.Theimpactoffintechonruraleconomies.

B.Thecompetitivedynamicsbetweentraditionalbanksandfintechcompanies.

C.Theregulatoryframeworkforfinancialtechno