安徽2025自考[金融学]英语二考前冲刺练习题.docxVIP

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安徽2025自考[金融学]英语（二）考前冲刺练习题

一、完形填空（共10题，每题1分，共10分）

Instructions:Choosethebestwordforeachblankfromthefourchoices(A,B,C,D).

1.Therapiddevelopmentoffintechhas______thetraditionalfinancialindustry,forcingbankstoinnovatetostaycompetitive.

A.revolutionized

B.marginalized

C.optimized

D.consolidated

2.InChina,the______systemplaysacrucialroleinpreventingfinancialrisksbyregulatingcross-bordercapitalflows.

A.BaselIII

B.Anti-MoneyLaundering

C.CFETS

D.Gramm-Leach-Bliley

3.ManyfinancialinstitutionsinAnhuihaveadoptedbigdatatoimprove______efficiencyincreditassessment.

A.operational

B.speculative

C.fraudulent

D.regulatory

4.The______isakeyindicatorofacountry’seconomichealth,reflectingthestabilityofthebankingsector.

A.GDPgrowthrate

B.inflationrate

C.leverageratio

D.liquiditycoverageratio

5.TheChina(Anhui)FinancialInnovationDemonstrationZonefocuseson______technologieslikeblockchainandAIinfinance.

A.decentralized

B.centralized

C.traditional

D.hybrid

6.A______isafinancialcontractwherethebuyerpaysupfrontforfuturedeliveryofacommodity.

A.futurescontract

B.optionscontract

C.forwardcontract

D.swapagreement

7.ThePeople’sBankofChinauses______tocontrolinflationandstabilizetheyuanexchangerate.

A.quantitativeeasing

B.openmarketoperations

C.capitalcontrols

D.fiscalstimulus

8.InAnhui,the______programsupportssmallbusinessesbyprovidinglow-interestloansthroughgovernment-backedfunds.

A.SmallBusinessAdministration(SBA)

B.ChinaDevelopmentBank(CDB)

C.GuoziJinrongFund

D.WorldBank’sILOinitiative

9.The______theoryexplainshowinterestratesaffectinvestmentdecisionsinthefinancialmarket.

A.FisherEffect

B.EfficientMarketHypothesis

C.Modigliani-MillerTheorem

D.Black-ScholesModel

10.TheriseofP2PlendingplatformsinChinahasraisedconcernsabout______risks.