重庆2025自考[金融学]英语二高频题考点.docxVIP

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重庆2025自考[金融学]英语（二）高频题(考点)

一、选择题（每题1分，共20题）

1.TherapiddevelopmentoffintechinChinahassignificantly______thetraditionalbankingindustry.

A.revolutionized

B.standardized

C.decentralized

D.regulated

2.WhichofthefollowingisakeycharacteristicoftheChinesefinancialmarketafterthe2008globalfinancialcrisis?

A.Reducedmarketliquidity

B.Increasedforeigninvestment

C.Strengthenedregulatoryoversight

D.Declinedstocktradingvolume

3.Thedual-trackinterestratesysteminChinareferstothe______.

A.fixedandfloatingexchangerates

B.interbankandretaillendingrates

C.state-controlledandmarket-basedrates

D.domesticandforeigncurrencyloans

4.WhichChinesebankwasthefirsttolaunchamobilepaymentservicein2013?

A.ICBC

B.ChinaMerchantsBank

C.AgriculturalBankofChina

D.BankofChina

5.TheChinaSecuritiesRegulatoryCommission(CSRC)primarilyoversees______.

A.insuranceproducts

B.bankingoperations

C.securitiesandfuturesmarkets

D.foreignexchangetrading

6.InChina,theBaselIIIframeworkmainlyfocuseson______.

A.consumerprotection

B.capitaladequacyandliquidity

C.anti-moneylaundering

D.assetsecuritization

7.TheShanghaiStockExchange(SSE)andShenzhenStockExchange(SZSE)wereestablishedin______and______,respectively.

A.1990,1991

B.1992,1993

C.1980,1981

D.1994,1995

8.WhichofthefollowingisNOTafunctionofthePeoplesBankofChina(PBoC)?

A.Formulatingmonetarypolicy

B.Supervisingnon-bankfinancialinstitutions

C.Issuingbanknotes

D.Managingforeignexchangereserves

9.TheChinesegovernmentsdualcirculationstrategyemphasizes______.

A.strongerrelianceondomesticmarkets

B.increasedtradewithdevelopedcountries

C.reducedforeigninvestmentinChina

D.completemarketliberalization

10.TheYuaninternationalizationinitiativeaimsto______.

A.increasetheyuansshareinglobaltradesettlements

B.imposestrictercapital