新疆2025自考[金融学]英语二易错题专练.docxVIP

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新疆2025自考[金融学]英语（二）易错题专练

一、选择题（共10题，每题2分）

1.TherapiddevelopmentofChinasfinancialtechnologyhassignificantlytransformedthetraditionalbankingindustry.Whatisthebestwordtofillintheblank?

A.accelerated

B.enhanced

C.transformed

D.revolutionized

2.Inthecontextof新疆sfinancialmarket,whichofthefollowingstatementsbestdescribestheroleofIslamicbanking?

A.Itprimarilyfocusesoninterest-basedtransactions.

B.ItadherestoSharialawinallfinancialoperations.

C.Itisonlyavailabletoforeigninvestors.

D.Itoperatesonlyinurbanareas.

3.Thetermcapitaladequacyratioinfinancerefersto:

A.Theratioofabankstotalassetstoitsliabilities.

B.Theminimumamountofcapitalabankmustholdrelativetoitsrisk-weightedassets.

C.Theratioofacompanysequitytoitsdebt.

D.Theratioofabanksprofitstoitsexpenses.

4.Whichofthefollowingisamajorchallengein新疆sruralfinancialinclusion?

A.Highliteracyratesamongruralresidents.

B.Limitedaccesstobankinginfrastructure.

C.Excessivecompetitionfromforeignbanks.

D.Highsavingsratesinruralareas.

5.TheBaselAccordsareprimarilyconcernedwith:

A.Settinginterestratesforcentralbanks.

B.Regulatinginternationalbankingstandards.

C.Promotingfinancialinnovation.

D.Encouraginggovernmentborrowing.

6.InthecontextofChinasfinancialsystem,whatdoesSEFstandfor?

A.State-ownedEnterprisesFund

B.ShanghaiExchangeFund

C.SecuritiesandExchangeCommission

D.ShanghaiFinancialHoldings

7.Theconceptofhedginginfinanceisbestdescribedas:

A.Borrowingmoneytoinvestinhigh-riskassets.

B.Reducingfinancialriskbyusingderivatives.

C.Increasingexposuretovolatilemarkets.

D.Ignoringmarketfluctuations.

8.WhichofthefollowingisakeyfeatureofChinasdigitalyuan(e-CNY)?

A.Itisonlyusablein新疆.

B.Itoperatesonblockchaintechnology.

C.ItispeggedtotheUSdollar.

D.Itrequiresaba