小度写范文 汽车保险与理赔试卷及答案.docxVIP

小度写范文汽车保险与理赔试卷及答案

考试时间：______分钟总分：______分姓名：______

一、选择题（请将正确选项的字母填入括号内）

1.交强险的fundamentalprincipleistoprovidecompensationforvictimsintrafficaccidents,regardlessoftheat-faultparty.()

A.意外事故B.保险利益C.最大诚信D.公平补偿

2.Whichofthefollowingcommercialinsurancetypesprimarilycoverstherepaircostsfortheinsuredsownvehicledamagedinanaccident?()

A.Third-partyliabilityinsuranceB.CollisioninsuranceC.TheftinsuranceD.No-faultinsurance

3.Ifadriverwithoutinsurancecausesanaccident,thecompensationtothevictimswillprimarilycomefrom:()

A.ThedriversownsavingsB.ThetrafficaccidentcompensationfundC.TheinsurancecompanyofthevictimD.Thedriversemployer

4.Thetermdeductibleincarinsurancerefersto:()

A.ThemaximumamounttheinsuredcanclaimB.TheamounttheinsuredmustpayoutofpocketbeforetheinsurancecompanypaysC.TheinterestrateforthepremiumD.Thetimeperiodoftheinsurancecontract

5.Whichinsurancecoverageisdesignedtocompensatethirdpartiesfordamagescausedbytheinsuredsvehicle?()

A.CardamagecompensationinsuranceB.座位compensationinsuranceC.Third-partyliabilityinsuranceD.Comprehensiveinsurance

6.Whenaninsuredvehicleisdamagedbyaflood,whichinsurancecoverageistypicallyrequiredtoclaimcompensation?()

A.TheftinsuranceB.CollisioninsuranceC.FireinsuranceD.Floodinsurance(Note:Thisdependsonthespecificpolicy,butfloodisanamedperiloftenrequiringseparatecoverageorincludedincomprehensive)

7.Ifaninsuredvehicleisinvolvedinanaccidentcausedbyanearthquake,compensationcangenerallybeclaimedunder:()

A.CardamagecompensationinsuranceB.ComprehensiveinsuranceC.TheftinsuranceD.Third-partyliabilityinsurance

8.Theinsurancecontractthatoutlinestherightsandobligationsofboththeinsurerandtheinsurediscalled:()

A.Theinsurancepo