金融英语真题及答案2025.docVIP

金融英语真题及答案2025

一、单项选择题（每题2分，共10题）

1.Whichofthefollowingisconsideredaprimarymarketinstrument?

A.Bonds

B.Stocks

C.Mutualfunds

D.Annuities

Answer:B

2.Theprocessofbuyingandsellingexistingsecuritiesisknownas:

A.Primarymarketactivity

B.Secondarymarketactivity

C.Tertiarymarketactivity

D.Quaternarymarketactivity

Answer:B

3.Whatisthetermfortheriskthataninvestmentsreturnswillbeaffectedbychangesininterestrates?

A.Creditrisk

B.Liquidityrisk

C.Interestraterisk

D.Inflationrisk

Answer:C

4.Whichfinancialstatementprovidesasnapshotofacompanysfinancialpositionataspecificpointintime?

A.Incomestatement

B.Balancesheet

C.Cashflowstatement

D.Statementofretainedearnings

Answer:B

5.Acompanysearningspershare(EPS)arecalculatedbydividing:

A.Totalrevenuebythenumberofoutstandingshares

B.Netincomebythenumberofoutstandingshares

C.Totalassetsbythenumberofoutstandingshares

D.Totalliabilitiesbythenumberofoutstandingshares

Answer:B

6.Whatisthetermfortherateatwhichthepriceofafinancialassetchangesovertime?

A.Yield

B.Return

C.Volatility

D.Liquidity

Answer:C

7.Whichofthefollowingisameasureofacompanysabilitytomeetitsshort-termobligations?

A.Debt-to-equityratio

B.Currentratio

C.Returnonequity

D.Price-to-earningsratio

Answer:B

8.Whatisthetermfortheprocessofcombiningmultipleloansintoasingleloan?

A.Consolidation

B.Refinancing

C.Amortization

D.Derivativization

Answer:A

9.Whichfinancialmarketiswhereshort-termdebtinstrumentsaretraded?

A.Moneymarket

B.Capitalmarket

C.Foreignexchangemarket

D.Commoditymarket

Answer:A

10.Whatisthetermfortheriskthataninvestmentsvaluewilldeclineduetoeconomicorpoliticalevents?

A.Marketrisk

B.Credit