金融英语考试fect试题及答案.docVIP

金融英语考试fect试题及答案

一、单项选择题（每题2分，共10题）

1.Whichofthefollowingisconsideredaprimarymarketactivity?

A.Stockexchangetrading

B.Initialpublicoffering(IPO)

C.Bondredemption

D.Mutualfunddistribution

Answer:B

2.Whatdoesthetermliquidityrefertointhecontextoffinancialassets?

A.Thepotentialfortheassettoincreaseinvalue

B.Theeasewithwhichtheassetcanbeconvertedintocash

C.Thelevelofriskassociatedwiththeasset

D.Theinterestrateearnedontheasset

Answer:B

3.Whichfinancialstatementprovidesasnapshotofacompanysfinancialpositionataspecificpointintime?

A.Incomestatement

B.Cashflowstatement

C.Balancesheet

D.Statementofretainedearnings

Answer:C

4.Whatistheprimarypurposeofamutualfund?

A.Toprovideloanstoindividualsandbusinesses

B.Toinvestinadiversifiedportfolioofstocksandbonds

C.Toofferinsurancepoliciestopolicyholders

D.Tomanageandinvestretirementsavings

Answer:B

5.Whichofthefollowingisameasureofacompanysprofitability?

A.Earningspershare(EPS)

B.Returnonassets(ROA)

C.Currentratio

D.Debt-to-equityratio

Answer:B

6.Whatisthetermfortheprocessofbuyingbackacompanysownsharesfromtheopenmarket?

A.Stocksplit

B.Stockbuyback

C.Dividendpayout

D.Mergersandacquisitions

Answer:B

7.Whichofthefollowingisatypeofderivativefinancialinstrument?

A.Commonstock

B.Bond

C.Futurescontract

D.Certificateofdeposit

Answer:C

8.Whatdoesthetermbetarepresentinthecontextofinvestmentrisk?

A.Theexpectedreturnofthemarket

B.Thevolatilityofanindividualstockrelativetothemarket

C.Thedefaultriskofabond

D.Theliquidityofafinancialasset

Answer:B

9.Whichofthefollowingisakeyprincipleofdiversificationininvestmentportfolios?

A.Investingallfundsinasinglestock

B