2025年金融教育英文面试题库及答案.docVIP

2025年金融教育英文面试题库及答案

一、单项选择题（总共10题，每题2分）

1.Whichofthefollowingisconsideredaprimarymarketinstrument?

A.Stocks

B.Bonds

C.MutualFunds

D.Annuities

2.Theprocessofbuyingandsellingsecuritiesbetweeninvestorsisknownas:

A.Primarymarketactivity

B.Secondarymarketactivity

C.Tertiarymarketactivity

D.Quaternarymarketactivity

3.Whatisthemainpurposeofa401(k)plan?

A.Toprovideshort-termemergencyfunds

B.Tooffertax-freeretirementsavings

C.Tocovermedicalexpenses

D.Toinvestinrealestate

4.Whichfinancialratiomeasuresacompanysabilitytopayitsshort-termobligations?

A.Debt-to-equityratio

B.Currentratio

C.Returnonequity

D.Price-to-earningsratio

5.Whatisthetermforthedifferencebetweenthespotpriceandtheforwardpriceofacommodity?

A.Premium

B.Discount

C.Spread

D.Margin

6.Whichofthefollowingisatypeofderivativecontract?

A.Stock

B.Bond

C.Option

D.MutualFund

7.Theprocessofevaluatingthefinancialhealthofacompanyisknownas:

A.Financialplanning

B.Financialanalysis

C.Financialmanagement

D.Financialforecasting

8.WhatistheprimaryfunctionoftheFederalReserve?

A.Toregulatethestockmarket

B.Tomanagethenationalcurrency

C.Tooverseethebankingsystem

D.Tocontrolinflation

9.Whichofthefollowingisameasureofthevolatilityofastocksprice?

A.Beta

B.Alpha

C.Gamma

D.Delta

10.Whatisthetermforthepracticeofdiversifyinginvestmentsacrossvariousassetclasses?

A.Assetallocation

B.Riskmanagement

C.Portfoliooptimization

D.Capitalpreservation

二、填空题（总共10题，每题2分）

1.Theprocessofraisingcapitalbysellingsharesofacompanyisknownas________.

2.Afinancialinstrumentthatrepresentsownershipinacompanyiscalleda________.

3.Theratioofacompanyscurrentassetstoitscurrentliabilitiesisknownasth