金融专业英语试卷及答案.docVIP

金融专业英语试卷及答案

一、单项选择题（总共10题，每题2分）

1.Whichofthefollowingisaprimaryfunctionofthecentralbank?

A.Toregulatethestockmarket

B.Tocontrolthemoneysupply

C.Tomanagethenationaldebt

D.Tosetinterestratesforcommercialbanks

Answer:B

2.Whatisthetermforthedifferencebetweentheaskingpriceandthebidpriceofasecurity?

A.Spread

B.Premium

C.Discount

D.Yield

Answer:A

3.Whichfinancialinstrumentrepresentsownershipinacompany?

A.Bond

B.Stock

C.Mutualfund

D.Certificateofdeposit

Answer:B

4.Whatisthetermfortherateatwhichthepriceofagoodorserviceincreasesovertime?

A.Inflation

B.Deflation

C.Stagflation

D.Hyperinflation

Answer:A

5.Whichofthefollowingisameasureofthevolatilityofastocksprice?

A.Beta

B.Alpha

C.Gamma

D.Delta

Answer:A

6.Whatisthetermfortheprocessofbuyingandsellingassetstogenerateincome?

A.Arbitrage

B.Speculation

C.Hedging

D.Diversification

Answer:B

7.Whichfinancialstatementshowsacompanysfinancialpositionataspecificpointintime?

A.Incomestatement

B.Balancesheet

C.Cashflowstatement

D.Statementofretainedearnings

Answer:B

8.Whatisthetermfortheriskthataninvestmentsreturnswillbelowerthanexpected?

A.Creditrisk

B.Marketrisk

C.Liquidityrisk

D.Operationalrisk

Answer:B

9.Whichofthefollowingisatypeofderivativefinancialinstrument?

A.Stock

B.Bond

C.Option

D.Mutualfund

Answer:C

10.Whatisthetermforthepracticeofinvestinginavarietyofassetstoreducerisk?

A.Diversification

B.Concentration

C.Leverage

D.Hedging

Answer:A

二、多项选择题（总共10题，每题2分）

1.Whichofthefollowingarefunctionsofthecentralbank?

A.Toregulatethemoneysupply

B.Tocontroltheinflationrate

C.Tomanagethenationaldebt

D.Tosetinterestratesforcommercialbanks

Answer:A,B,D

2.Whatarethetypesoffinancialrisks?

A.Creditrisk

B.Marketrisk

C.Liquidityrisk

D.Operationalrisk

Answer:A,B,C,D

3.Whichof