欧洲央行-数字欧元-欧洲银行联合会执行会议.pdfVIP

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欧洲央行-数字欧元-欧洲银行联合会执行会议.pdf

Digitaleuro

EuropeanBankingFederation

ExecutiveCommitteeMeeting

6March2026PieroCipollone

MemberoftheExecutiveBoardoftheECB

Wherewestandandwhatliesahead

Currentphase

SinceNov2025

Investigation

phasePreviousphaseOngoingpreparationsbasedonaflexible

Nov2023–Oct2025andmodularapproach.

Oct2021–Oct2023

Focusedon:

Preparationthrough

Conceptdefinition,testingand1.Advancingtechnicalreadiness

technicalexplorationexperimentation2.Deepeningmarketengagement

anddesignproposal3.Supportingthelegislativeprocess

Apilotexerciseandinitialtransactions

couldbelaunchedinmid-2027.

Weaimtobereadyforapotentialfirstissuanceofthedigitaleuroduring2029.

ThisisbasedonaworkingassumptionthattheEUco-legislatorswilladopttheRegulationonthe

establishmentofthedigitaleurointhecourseof2026.

2www.ecb.europa.eu©

Useofdigitaleuroholdingsforday-to-daypayments–evenunderhighly

unlikely,veryconservativescenario–wouldnotharmfinancialstability

Instressscenario:

At

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