IMF-数字贷款如何影响银行风险与竞争:来自新兴经济体的证据(英)-2026.pdfVIP

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IMF-数字贷款如何影响银行风险与竞争:来自新兴经济体的证据(英)-2026.pdf

HowDigitalLending

ShapesBankRiskand

Competition

Evidencefromanemergingeconomy

EnriqueBátiz-Zuk,AnuarBechara,FabrizioLópez-Gallo,

CorradoMacchiarelli

WP/26/198

IMFWorkingPapersdescriberesearchin

progressbytheauthor(s)andarepublishedto

elicitcommentsandtoencouragedebate.

TheviewsexpressedinIMFWorkingPapersare

thoseoftheauthor(s)anddonotnecessarily

representtheviewsoftheIMF,itsExecutiveBoard,

orIMFmanagement.

2026

SEP

©2026InternationalMonetaryFund

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