负担大学学位:成本曲线是否正在趋缓.docxVIP

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负担大学学位:成本曲线是否正在趋缓.docx

McKinseyDirect

Affordingacollegedegree:Isthecostcurvebending?

Recenttrendsindicateanimprovementintheaffordabilityofafour-yeardegreeintheUnitedStates.Thequestioniswhetherthetrendcancontinue.

byJonathanLawandSuzanneLymanwithAveryCambridge

December2024

Weallknowtheconventionalwisdomabout

collegeintheUnitedStates:tuitionkeepsincreasing,outpacingtherateofinflation;studentsareaccruingmoreandmoredebtthattheycan’tpayback;and

littleisbeingdonetobendthecostcurve,withstudentsandparentsfootingthebill.

Butwhatifthes

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