原创力文档麦肯锡 -智能协同助手兴起：银行首席信息官下一代人工智能浪潮指南 The rise of the agentic coworker A banking CIO’s guide to the next wave of AI.docx
October2026
McKinsey
Company
Theriseoftheagenticcoworker:Abanking
CIOsguidetothenextwaveofAI
Alagentscanincreasinglymakedecisions,act,andcollaborateacross
workflows.Deployingthematscalerequiresnewapproachestogovernance,architecture,andaccountability.
Thisarticleis
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