中国金融体系.ppt

China’s Financial Sector: Basic Form and Reform Ding Tao June 5, 2005 中国金融改革进程概述及基本制度简介 * Content 概述 Overview 金融决策体系的基本框架 Decision Making System 货币政策制定机构 Monetary Policy Agency 政策性银行 Policy Bank 商业银行 Commercial Bank 中国证券市场 China’s Securities Market WTO与中国金融业 WTO and China’s Financial Sector 中国金融改革进程概述及基本制度简介 * 概述 Overview 中国施行改革开放政策20多年来，相对于其他许多领域来说，金融业的改革由于其复杂型和敏感性，是相对滞后的 Over the past two decades, financial sector reform has been lagged behind due to sensitivity and complexity issues. 中国金融市场具有明显的转轨市场和新兴市场特征 Financial market is featured as being transitional and innovative. 银行体系主导的间接融资模式仍占中国融资结构的90％，直接融资方式亟待发展 90% of the financing is made through indirect financing controlled by banking system, with direct financing lacking. 中国金融改革进程概述及基本制度简介 * 金融决策体系的基本框架 Decision Making System of China’s Financial Sector 中国人民银行 People’s bank of China 财政部 Ministry of finance 国家发展改革委员会— National development and reform commission 商务部— Ministry of commerce 中国银行业监督管理委员会— China banking regulatory commission 中国证券监督管理委员会— China securities regulatory commission 中国保险监督管理委员会 China insurance regulatory commission 中国金融改革进程概述及基本制度简介 * 政策性银行--国家开发银行 Policy Bank--National Development Bank 主要职能：向政府经济发展计划和产业政策支持的重点项目提供长期融资，以支持和促进经济发展。项目例如：三峡工程、西气东送等 Function: Providing long-term financing support for key projects promoted by government economic plan, e.g. three gorges, gas transfer, etc. 变化：正力图从一个政策性银行向开发性金融机构发展 Change underway: from policy bank to financial institution promoting development 中国金融改革进程概述及基本制度简介 * 2000－2003年国家开发银行资产状况（Asset by National Development Bank Unit: million RMB） 中国金融改革进程概述及基本制度简介 * 政策性银行-中国进出口银行Policy Bank-China Import Export Bank 政府全资拥有的国家出口信用机构 The institution fully owned by government, Providing export credit, 主要服务对象：Areas of services 机电产品和高新技术产品的出口 Export of machinery, electronic and high tech products 推动具有“比较优势”的企业对外发展 Assisting enterprises with comparative advantage to develop on international market. 筹融资特点：Main features in investment and