2012MBA英语热点阅读：摩根大通.docVIP

2012MBA英语热点阅读：摩根大通 The challenges facing America’s least tainted large bank 　　美国受损最轻的大银行面临的挑战 　　ASK Jamie Dimon if he wants to be America’s next treasury secretary, a job for which the head of JPMorgan Chase (JPM) is a dark-horse candidate, and he clams up. Ask him about almost anything else in finance and he is far less reticent. In an industry whose leaders remain scared to lift heads above the parapet, Mr Dimon has been unusually vocal in criticising the regulatory overhaul of finance. He recently grilled Ben Bernanke, the chairman of the Federal Reserve, in public about the unintended consequences of America’s Dodd-Frank reforms. 　　现任摩根大通（JPM）总裁的杰米?戴蒙很意外地成为了下一任美国财政部长的候选人。当被问及是否愿意担此大任时，他就三缄其口。无论问他关于金融的任何事，他的回答都留有余地。在金融领域，领导者们都畏畏缩缩，默不作声，只有戴蒙敢于批判金融监管改革中出现的问题。最近，他就公开质问美联储主席本.伯南克关于美国《多德.弗兰克改革》中可能出现的不可预期的结果。 　　Mr Dimon’s assertiveness is explained by both congenital self-confidence and the success of his firm. JPM came through the crisis largely unscathed, making a profit in every quarter (not even Goldman Sachs managed that). Last year it made a record $17 billion after tax. It was expected to report second-quarter profits of close to $5 billion after The Economist went to press. 　　戴蒙的自信心和公司的成就体现了他卓越的韧性。摩根大通在经济危机中几乎未受影响，且每个季度都有盈利（高盛都没能做到）。去年，它又创下了税后170亿美元的盈利记录。第二季度，正值《经济学人》付梓之际，其预计盈利将达到50亿美元。 　　Having invented some of the most radioactive instruments of the crisis, including credit-default swaps, the bank knew what to avoid. This left Mr Dimon free to snap up tottering rivals including Bear Stearns, an investment bank, and Washington Mutual, a thrift. These deals cemented his reputation for being part of the solution, not the problem. Since the crisis the bank has increased its market share in all its main businesses, from retail and investment banking to asset management. It could soon pass Bank of America as the nation’s largest bank by assets—though by shrinking less rather than growing more. 　　摩根大通善于扬长避短，并创造了信用违约掉期等一系列极具影响力的金融工具。这使得戴蒙能够毫无顾忌地抢购风雨飘摇中的对手，包括投行贝尔斯登，