农村金融扶持政策的国际比较与借鉴毕业论文.doc

摘 要 建设社会主义新农村,必须坚持以发展农村经济为中心，而发展农村经济离不开农村金融的支持。多数实证也表明农村金融对于我国农村经济发展起到了重要作用,但由于国家政策扶持不足等问题的存在,农村金融各项矛盾已经成为制约农村地区经济发展速度和巩固农村社会稳定和谐的瓶颈。合理的国家扶持政策,可以促进农村金融的发展,进而促进农村经济的发展。本文以此为出发点,探讨国内外几个国家农村金融扶持政策发展状况并进行比较分析，从中汲取经验，为我国农村金融发展提出可行性政策措施。 关 键 词:农村金融，国际比较，扶持政策 ABSTRACT To construct the new countryside, we must adhere to the economic growth of rural areas as the center. And the rural economy can not develop without rural financial support. Many empirical researches also indicated that the rural finance play an important role in our rural economic development, but as a result of the problems such as national policy insufficiency, that the rural financial various contradictions have already become the bottleneck of the countryside economic development and social harmony. Rational nation support policy can promote the rural financial development, and promote the development of rural economy. This article takes this as a starting point, and discusses few domestic and foreign countries’ situation of rural financial supporting policies .Learning their experiences, we can put forward some feasibility measures for our rural finance. Key words: rural finance, international comparison, supporting policy 目 录 摘要………………………………………………………………………………………Ⅰ Abstract…………………………………………………………………………………Ⅱ……………………………………………………………………………………… 1 一、国内外农村金融扶持政策实践…………………………………………………… 1 （一）美国政府对农村金融事业的扶持政策…………………………………1 （二）日本政府对农村金融事业的扶持政策…………………………………2 （三）…………………………………3 （四）中国政府对农村金融事业的扶持政策…………………………………4 二、国内外农村金融扶持政策比较…………………………………………………… 5 （一）农村金融体系……………………………………………………………5 （二）财税政策…………………………………………………………………6 （三）立法要求…………………………………………………………………6 （四）农业保险政策……………………………………………………………7 三、国外农村金融扶持政策对我国的启示……………………………………………7 （一）………7 （二）加大财税支持是增强融资能力的有力举措……………………………8 （三）完善的法律是支持农村金融政策实施的重要保证……………………8 （四）积极推动农业保险是减少风险、改善融资条件的有力促进手段……8 四、完善我国农村金融扶持政策的对策………………………………………………9 （一）健全农村金融组织体系、强化支农作用………………………………9 （二）积极推进财税优惠政策…………………………………………………9 （三）加快制定完善农村金融相关法律法规……………………………… 10 （四）完善农村金融保障，鼓励多种形式的农业保险、担保………………11 五、结语………………………………