托福阅读材料：导致贫穷的坏习惯.docVIP

托福阅读材料：导致你贫穷的坏习惯 小马过河为大家准备了“托福阅读材料：导致你贫穷的坏习惯”，供各位备考托福的考生们参考使用，来提高自己的托福成绩！免费咨询电话：400-0123-267 　　You may not realize it, but some things you do habitually can make you lose money. Let’s see what those costing habits are and how we can reverse them. 　　也许你都没意识到，一些习惯性的事情也会不知不觉浪费钱呢。我们来看看一些浪费钱的小习惯，学习如何去改正吧。 　　1. You are a chronic complainer 　　你是个负能量的抱怨者 　　If you always see the bad side, then you might not see the opportunities around you. When you miss opportunities, you inevitably lose money. 　　如果总是看到坏的那一面，那么就会失去很多机会，一旦机会都失去了，钱肯定就赚不到啦。 　　For example, if you are too busy complaining to yourself about how your co-worker sucks, you might not think that you would be a great fit for that new project that just came out. Yes, the one that would boost your resume and possibly lead to a promotion. Opportunity lost. 　　比如你一直都抱怨同事们多么的没用，也许就想不到其实自己非常适合新项目。对，就是那个能展现你实力带来升职机会的新项目。可惜没咯。 　　2. You think you would never spend this much money, and then spend it 　　你觉得自己绝不会花那么多钱，然后花了。 　　My friend and NYT best-selling author Ramit Sethi likes making fun of people who think they will never spend, e.g. $30,000 on a wedding. But when time comes, and it’s their turn to get married, they spend it. 　　我朋友和《纽约时报》畅销作家Ramit Sethi喜欢取笑那些总觉得自己不会花那么多钱的人，比如花3万美元筹办婚礼。但轮到他们结婚的时候，似乎花的也不少哦。 　　I’m not criticizing spending money on your wedding here. I’m just saying that had you accounted for the “having a big wedding” scenario, you might have saved more in the past, and hence not need to get into credit card debt. 　　我不是说不该在婚礼上花钱。我只是说如果你已经考虑了一幅“有个盛大婚礼”的场景，你就应该开始节约用钱，这样以后才不至于成卡奴。 　　3. You don’t negotiate 　　你不还价 　　From negotiating the price of your car, to negotiating your salary, you have a lot of potential to save thousands of dollars. Yet beware, negotiating is not something most people are skilled at. I recommend buying books and then spending 1000x more time actually practicing the books’ teachings with a friend. 　　无论是买车还是谈论薪资，你都有可能去省一大笔钱。要记住，讨价还价并不是大部分人都擅长的事情。我建议买本类似的书，然后和自己的朋友把书里的技巧默默练习几千次吧。 　　That’s how you’