Bank Card银行卡.pptVIP

Bank Card 标注： Classification of bank card 标注：简单介绍一下上一张的某种卡 Magnetic stripe card Chip card(smart card, IC card) Dual-currency cards Where can we get the information of favourable activities？ 1. Official website 2. Message 3. “我爱卡”论坛 , or “我爱卡” mobie software 4.金投信用卡网 Questions: 1. Can we student apply for a bank card？ 注：通过ppt我们了解银行卡分很多种，要是储蓄卡，那当然我们是可以申请的；但信用卡，必须大于18岁，还要有工作。没有工作的话，需要有组织（学校）或我们的父母为我们作担保。 2. If Jake did not repay an overdraft on purpose, what will happen to him？ 要是是贷记卡，超过利息免费期，银行会对你的透支收息；一般来说超过三个月不还，被视为恶意透支，你会被银行列进中国人民银行里的黑名单，意味着以后你要贷款，没有银行会贷给你。 注意：我就只能帮你到这了，白色的中文标注你就自己翻译成英文，讲ppt的时候自己口头说一下就好了，挑战一下自己的英语表达能力吧。加油！ * 模板来自于 * CONTENTS Introduction Classification of bank card 01 目录 Introduction of four big brands of bank card 02 03 Favourable activity A bank card is issued by a commercial bank to its clients that performs one or more of a number of services that relate to giving the client access to funds, either from the clients own bank account, or through a credit account. What is bank card? Functions： Payment and settlement Exchange and transfer Savings and withdrawing ... 标注：它不包括中国人民银行和三大政策银行，下一张有他们的全称. 标注：这是各种银行卡都具有的基本功能 中国人民银行（PBOC）：set up governed by State Council(国委会) 功能：推出一些政策，监管（monitor）其它商业银行 政策性银行（political bank）：中国进出口银行（EIBC），中国农业发展银行（ADBC），国家开发银行(CDB) 政策银行就是由国家政府出资建成的，不以盈利为目的的，它们是宏观调控的工具。因此，它们不发放银行卡，也不办理不处理个人业务问题。（在此你可以理解它为一个为政府办事的组织，部门） 国家开发银行在此处比较具争议性，因为一开始它是国有的（state-owned）政策银行，最近它变成了股份制银行（transform into a shareholding bank），不过，百度词条和中国新闻网还是把它列入政策性银行。 Standard of classification Settlement way Settlement currency Release object Information carrier Credit rating Flow range The cardholders position and responsibility Bank card type Debit card Credit card RMB card, Foreign Currency Card Dual-currency cards Corporate Card Personal card Magnetic stripe card Chip card(smart card, IC card) Platinum card, Gold card Common Card etc International card Area card Main card Supplementary card Dual-cu