历年房贷利率变化.docVIP

历年房贷利率是如何变化，哪些年份房贷利率是多少，哪些年份房贷利率开始上涨或者下降，当然最重要的是2011年短期，中期和长期的房贷利率分别是多少。 那么首先看历年房贷利率是如何变化。 六个月(含) 一年(含) 一至三年(含) 三至五年(含) 五年以上 1996.5.1 9.72% 13.14% 14.94% 15.12% 1996.8.23 9.18% 10.08% 10.98% 11.70% 12.42% 1997.10.23 7.65% 8.64% 9.36% 9.90% 10.53% 1998.3.25 7.02% 7.92% 9.00% 9.72% 10.35% 1998.7.1 6.57% 6.93% 7.11% 7.65% 8.01% 1998.12.7 6.12% 6.39% 6.66% 7.20% 7.56% 1999.6.10 5.58% 5.85% 5.94% 6.03% 6.21% 2002.2.21 5.04% 5.31% 5.49% 5.58% 5.76% 2002.2.21优惠利率 -- 4.77% 4.77% 4.77% 5.04% 2004.10.29 5.22% 5.58% 5.76% 5.82% 6.12% 2004.10.29优惠利率 -- 4.95% 4.95% 4.95% 5.31% 2006.4.28 5.40% 5.85% 6.03% 6.12% 6.39% 2006.4.28优惠利率 4.59% 4.97% 5.13% 5.20% 5.43% 2006.8.19 5.58% 6.12% 6.30% 6.48% 6.84% 2006.8.19优惠利率 4.74% 5.20% 5.36% 5.51% 5.81% 2007.3.18 5.67% 6.39% 6.57% 6.75% 7.11% 2007.3.18优惠利率 4.81% 5.43% 5.58% 5.73% 6.04% 2007.5.19 5.85% 6.57% 6.75% 6.93% 7.20% 2007.5.19优惠利率 4.97% 5.58% 5.74% 5.89% 6.12% 2007.7.21 6.03% 6.84% 7.02% 7.20% 7.38% 2007.7.21优惠利率 5.13% 5.81% 5.97% 6.12% 6.27% 2007.8.22 6.21% 7.02% 7.20% 7.38% 7.56% 2007.8.22优惠利率 5.28% 5.97% 6.12% 6.27% 6.43% 2007.9.15 6.48% 7.29% 7.47% 7.65% 7.83% 2007.9.15优惠利率 5.51% 6.20% 6.35% 6.50% 6.66% 2007.12.21 6.57% 7.47% 7.56% 7.74% 7.83% 2007.12.21优惠利率 5.58% 6.35% 6.43% 6.58% 6.66% 2008.9.16 6.21% 7.20% 7.29% 7.56% 7.74% 2008.10.08 6.12% 6.93% 7.02% 7.29% 7.47% 2008.10.30 6.03% 6.66% 6.75% 7.02% 7.20% 2008.11.27基准利率 5.04% 5.58% 5.67% 5.94% 6.12% 按揭利率（下浮15％） 4.28% 4.74% 4.82% 5.05% 5.20% 按揭利率（下浮30％） 3.528% 3.906% 3.969% 4.179% 4.284% 2008.12.23基准利率 4.86% 5.31% 5.40% 5.76% 5.94% 按揭利率（下浮30％） 3.402% 3.717% 3.78% 4.032% 4.158% 2010.10.20基准利率 5.10% 5.56% 5.60% 5.96% 6.14% 2010.12.26基准利率 5.35% 5.81% 5.85% 6.22% 6.40% 2011.2.9基准利率 5.60% 6.06% 6.10% 6.45% 6.60% 通过上表可以得知，哪一年的哪一月一天房贷央行调整了利率，按揭贷款利率是上浮还是下浮都清清楚楚一目了然。 /upfile/image/2012/07/21172448_6882.jpg 网易首页-新闻-体育-娱乐-财经-汽车-科技-数码-手机-女人-房产-游戏-读书-论坛-视频-博客-微博窗体顶端 搜索新闻 窗体底端 (2013-04-16)穗住房空置率远超警戒线 专家:楼市泡沫较大 (2013-04-16)问诊中国地产第三期：空房子为何没人住？ (2013-04-16)中国家庭户均拥