会计学毕业论文（设计）-房地产业融资管理问题的研究.docVIP

XX工 商 学 院 SHANDONG INSTITUTE OF BUSINESS AND TECHNOLOGY 毕业论文(设计) GRADUATION　THESIS　（DESIGN） 论文（设计）题目 Title Of Thesis（Design） 房地产业融资管理问题的研究 分院（系别） Department 　会计学院　 专　　业 Specialty 会计学 班 级 Class 　 双学位1班　 学 号 Number 论文（设计）作者 Author of Thesis（Design） 　　 论文完成日期 Date 2011年10月20日 论文（设计）指导教师 Advisor 指导教师职称 The Title of Advisor 教 授  摘 要 房地产业作为国民经济支柱产业，对国民经济的发展起着举足轻重的作用。同时房地产业作为一个典型的资金密集型产业，充足的资金支持对房地产业发展至关重要。随着我过房地产投融资体制的不断变化和国家对房地产业的宏观调控，房地产企业的资金链面临着日益严峻的挑战。如何解决房地产业的资金瓶颈，已是每个房地产企业都面临的有待解决的重大问题。目前，我国的房地产企业主要依靠银行贷款解决资金需求，有少量大型企业开始上市融资。但是，仅仅以这两种方式并不能很好的解决资金需求，尤其对中小房地产企业更是如此，于是房地产基金，房地产投资信托以及金融创新应运而生。本文简明概述了目前房地产融资渠道，提出了房地产融资问题的现状以及形成问题的主要原因，并提出了完善房地产管理的相应策略，例如建立组合式融资模式等等。这样才能更好的解决融资困难的问题。 关键词： 融资渠道 ；金融市场 ；房地产企业 ；管理策略 ；融资需求 ； 融资风险  Abstract As a typical high input, high-risk, high-yield capital-intensive industries, real estate, financial markets are highly dependent on the natural, and slow development of real estate financing real estate market is bound to drag on the healthy development of normal supply of the real estate market is not conducive to stabilize rising prices; At the same time, in response to financial difficulties, the real estate industry have started to explore a wide range of financing channels, the real estate finance has become the industrys most talked about issues that can establish as soon as possible whether the multi-channel financing system, access to adequate financial support, has become the key to real estate development. Through several rounds of macro-economic control, the monetary tightening, the developer of the financing issue has become the most important issue for survival and development, which calls for developers to rely on bank loans from the financing to turn to diversify a little. The face of strict land policy and the adverse financial policies, the domestic real estate developers in the financing strategy and tactics may be a qualitative change. Finance master control, which can increase the Gr