纽约梅隆银行清算业务.ppt

* Fixed charges borne by remitting party 本行跟汇款银行收取固定手续费 /FULLPAY/ is The Bank of New York Mellon codeword used only in your MT103‘swhen you would like to effect full payment of the principal amount to the beneficiary. 透过本行汇款时， 贵行如需全额到帐至收款人的账户， 只需在MT103的报文中 放入 / FULLPAY / 的指示即可。 MT103 formatting 报文格式如下 : 71A : OUR : 72 : /FULLPAY/ FULLPAY Service 全额付款服务 * The Bank of New York Mellon will pass on your charges: OUR instruction to the intermediary bank (if any) or the beneficiary bank. In most cases, these banks will follow the instruction by passing on full proceeds to the beneficiary and claiming related fees from us. 本行会把贵行要求全额到帐（OUR）的付款指示发送给中间银行或收款行。 在大部 分情况中，这些银行会根据汇款指示全额到账至收款人账户， 反向本行收取相关的 手续费 There is a charge back fee of $25 on your monthly service charge advice to cover the fee subsequently claimed by the intermediary/beneficiary bank. 此服务的手续费为每笔25美元，已包含中间行或收款行向本行收取 相关的全部费用，这个手续费将会显示在贵行每个月的帐务服务费 账单中 FULLPAY Service 全额付款服务 * Time-sensitive payments can be marked for priority 优先处理针对时效性的汇款 Field 72 : /EARLY/ (or /PRIORITY/) Applicable to MT103 and MT202 subject to availability of balance 当贵行账户余额充足时，此付款方式适用于MT103及MT202的汇款 Recommend coordination with our Shanghai Customer Service Team 可要求本行上海客服的同仁来协助处理 PRIORITY Payments 优先付款 * The Bank maintains a computer file of Beneficiary Bank S.W.I.F.T. addresses and CHIPS UID’s, including their U.S. correspondents 本行的电子文档存有收款行往来 Swift address和CHIPS UID的详细资料， 包括这些收款行在美国的代理行 Payments to Beneficiary Banks that do not have accounts at The Bank will be automatically routed to the U.S. bank listed in the file 当收款行并未与本行开立美元帐户时，本行汇款系统将提供自动搜寻 中间行的服务 Automated Intermediary Service 自动选择中间行的服务 * Benefits: 优点 No need to maintain files or refer to CHIPS guides to identify Intermediary Banks to pay through 在执行汇款过程中无需维护文档或参考CHIPS目录而选择中间银行 No operator intervention charge if the Beneficia