毕博上海银行咨询BOD presentation.pptVIP

SIME Bank BerhadRisk Management Project Board of Directors Presentation 6 January1998 Today’s presentation addresses Sime Bank’s highest priority risk management issues Credit Risk Asset and Liability Management Information Technology Conclusion We believe the major priorities for Sime Bank over the next 6 months should be CREDIT RISK Background Objectives of KPMG’s work What we deliver to Sime Bank Methodology Resourcing and costs Why KPMG? Next steps 1. Background Rapid loan book growth, weak credit systems followed by deteriorating economic conditions can create significant asset quality problems. Quick, decisive and “hardnosed” action is critical to overcoming these concerns. A comprehensive review of risk exposure is necessary to evaluate the problem and focus resources and actions. External investors prefer comprehensive upfront assessments rather than “death by a thousand cuts”. 2. Objectives of KPMG’s work 2.1 Swift evaluation of high risk/high value exposures. 2.2 Develop action plans to improve or reduce exposures. 2.3 Support Sime Bank by “jump starting” its credit infrastructure development. 3. What we deliver 3.1 Focused assessment of risk exposures (including our risk grading). 3.2 Detailed action plans for key accounts. 3.3 Advice on resourcing, strategy, lending policy and organisational change. 4. Methodology 5. Resourcing and costs 6. Why KPMG? Detailed knowledge of Sime Bank credit processes KPMG’s Asia Pacific Risk Management headquarters are in Kuala Lumpur We bring specialised experience to bear : world class credit management risk grading expertise and methodology loan book due diligence and methodology problem loan management experience Major client experience : National Australia Bank ANZ Banking Group Ltd Colonial State Bank National Mutual Suncorp Metway BankWest 7. Next steps ... Short Term 7.1 Scoping study Review portfolio composition Recommend level of coverage to Sime Bank Agree resources and costs Tailor loan review tem