推动互联网银行未来发展的四种力量及其启示.pdfVIP

推动互联网银行未来发展的四种力量及启示 许平凡 （北京宇信易诚科技有限公司网银部，北京100085） 摘要：论文探讨下一代网银发展问题。文章采用定性分析法、跨学科研究法和探索性研究法，得出结论：推动互 联网银行未来发展的四种力量是：网络技术的发展、人们需求的扩展、银行业金融产品及服务的增加和网银技术 的发展。由此带给我们的四点启示：1. 只有以四种力量作为支柱的网上银行，才有可能在当今乃至未来的网上银 行大战中获胜；2. 充分利用其他三种力量提供的条件，发展网银技术；3. 网银技术有可能成为网上银行未来发 展的主导力量；4. 注意建设复合型人才团队。 关键词：计算机软件；互联网银行；网络技术；金融产品；网银技术1 Four kinds of Strength and Inspiration of the Future Development of the Internet Bank Drive XU Pingfan ( Beijing Yucheng technology limited banking department, Beijing 100085,China) Abstract: This paper discusses the next generation of Internet banking how development issues. The article adopts qualitative analysis, interdisciplinary research method and research method, draw the conclusion: promoting the four kinds of force in the future development of Internet banking is: the development of network technology, the expansion of peoples needs, the increase in banking financial products and services and the development of online banking technology. Thus brought us four lesson: 1, only the four forces as the mainstay of online banking, is it possible to win the battle of the online banking today and tomorrow;2, Take full advantage of the conditions provided by the other three forces, the development of online banking technology; 3, online banking technology has the potential to become the leading force in the future development of online banking; 4, attention to building a complex talent team. Keywords: Computer software, internet bank,network technology, financial products, internet bank technology