何康民 贸易英语 复习资料.docVIP

Unit7 (1)一张汇票涉及三方，即出票人、受票人和受益人。汇票的内容必须与合同的内容完全一致（in conformity with） A Draft involves three parties: drawer, drawee and payee. The contents of a draft must be in conformity with the contract. (3) 在可转让信用证项下，受益人有权指示通知银行或议付银行，把开具汇票的权力一次全部转让给另外一人使用。（authorize） In the case of transferable L/C, the beneficiary authorized the advising bank or negotiating bank to transfer the right of issuing a draft for the total amount to another person. Means: bill of exchange汇票 promissory note本票 check/cheque支票 Modes : remittance汇付（d/d demand draft 票汇 m/T mail transfer信汇 T/T telegraphic transfer 电汇 贵安全） collection 托收（D/P document against payment付款交单 D/A 承兑交单） L/C信用证（financial document金融单据 如汇票 commercial document商业单据 如提单 运输单据）汇票的票据行为Issuance 出票Endorsement 背书Presentment 提示Acceptance 承兑Payment 付款Dishonor 拒付Notice of dishonor 退票通知Right of recourse 追索权 Discounting 贴现reimbursement退款 定义：1、A bill of exchange is an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand or at a fixed or determinable future time a sum certain in money to or to the order of a specified person , or to the bearer. 2、A promissory note is unconditional promise in writing , made by one person（maker) to another(payee), signed by the maker,engaging to pay on demand or at fixed or determinable future time , a sum certain in money to or to the order of a specified person or to bearer. 3、A check is an unconditional order in writing, addressed by the customer(the drawer)to a bank(the drawee)signed by that customer authorizing the bank to pay on demand a specified sum of money to or to the order of a named person or to bearer (the payee). 4、The documentary credit or letter of credit is an undertaking issued by a bank for the account of the buyer(the applicant) or for its own account, to pay the beneficiary the value of the draft and/or documents provided that the terms and conditions of the documentary credit ar