从美国次贷危机到全球金融危机以与中国应对策略.ppt

从美国次贷危机到全球金融危机以与中国应对策略.ppt

Hot words: ★Subprime Lending Crisis ★ Financial Crisis (Tsunami, Turbulence) ★ Stimulating Domestic Demand ★ Macro-economy Regulated Subprime Crisis Housing finance in USA Prime Prime Mortgage Borrow 80 % of House price Good record from credit bureau Monthly payment 25 % income Good Credit Scoring Subprime Subprime Mortgage Tarnished credit records Low Credit scoring Pay Higher Mortgage Rates Subprime Boom Low Interest rate, after September 11 crisis Mortgage company increase subprime lending, low teaser interest rates Investment Banks engineer higher yield,

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