基于利率市场化的中小企业信贷融资问题探究.doc

AbstractSMEs1havebeenmoreimportantinournationaleconomy,butthefinancingofthemhasbeenaproblemforalongtime,andrestrictsthedevelopmentseverely,especiallyoncreditfinacingfield.Firstly,wehasknownthebasicstatusofChineseSMEsinnationaleconomy,andhasbeenclearaboutthequestionwhichthepresentSMEscreditfinancingpresentsituationandurgentlyawaitstobesolved.Secondly,initiallywithsupportoftraditionaleconomictheoriesaboutdecisionoftheinterestrate,thewritershowsthatitisinthemarketthattheinterestrateisdeterminedbythesupplyanddemandofthemarkets.However,theratemechanicindevelopingcountriesisnotcapableoffunctionasinv