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retirementstressandmanagementstrategiesamongretired.doc
RETIREMENT STRESS AND MANAGEMENT STRATEGIES AMONG RETIRED CIVIL SERVANTS IN KWARA STATE: COUNSELLING IMPLICATION AND INTERVENTIONS
BY
DR. ABDULRAZAQ OLAYINKA ONIYE
DEPARTMENT OF GUIDANCE AND CONSELLING
UNIVERSITY OF ILORIN
International Journal of Educational Management. 3. Available at /docsRE-EN
Abstract
This paper is a study of retirement stress and management strategies among retired civil servants in Kwara state. The sample for the study is made up of 115 retired civil servants (61 females and 54 males) drawn though random sampling technique from the Kwara state pensions broad office, Ilorin. The research design adopted for the study is a descriptive survey design. A researcher developed questionnaire titled “Retirement Stress and Management Strategies Perception Questionnaire (RSMSPQ)” was used to collect relevant data. Simple percentage and t-test statistics were used to analyze the data collected. The findings of the study include the fact that retired civil servants in Kwara state are experiencing stressful retirement from ten different sources, the main one being financial insufficiency. They are using eight retirement stress management strategies, the major one being talking to trusted people. It was found that there are both sex and educational background differences in the perception of retirement stress being experienced by the retirees. It was discussed that counselors should among other things be alert to the responsibility of counselling all workers on the need to prepare early for their eventual retirement. It was recommended that mandatory retirement counselling and stress management skills should be incorporated into the induction-training programmes of all employees. In the same vein, government should establish a mandatory tripartite funded pension saving scheme, an account to which the main signatory would be the individual retirees and only withdraw able after retirement.
Introduction
Retirement is a flui
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