完善残疾人医疗保障的对策分析研究.pdfVIP

完善残疾人医疗保障的对策研究 摘 要 残疾人是社会生活中的弱势群体，他们的生存质量是值得关注的社会问题。随着 我国社会经济水平的发展，这部分弱势群体的生活水平与社会平均水平的落差越来越 大，导致该种现象出现的因素很多，其中，大部分残疾人没有医疗保障制度的支撑，看 病难、看病贵现象普遍存在。由于现行医疗保障制度的不完善，残疾人这一弱势群体基 本上处于医疗保障的边缘地带。当前，我国提出了“人人享有医疗保障”的目标，为了 达到这个目标，扩大医保覆盖面是一个必经过程，而覆盖面的扩大是一个渐进的过程， 我国达到全民医保的目标，不可能一蹴而就，在这个过程中，残疾人全部享有医疗保障 是我国实现人人享有医疗保障目标的一个短板，没有残疾人这一弱势群体的全民保障， 就没有真正意义上的“人人享有医疗保障”。鉴于此，根据我国医疗保障制度的发展方 向，研究如何将城乡残疾人全部尽快地纳入医疗保障的课题显得犹为重要和迫切。 本文从社会权的视角下，经过调查、分析、研究探索我国残疾人如何尽快全部纳入 到医疗保障体系内，并根据我国国情，提出了提高残疾人的医疗保障层次，首先有第一 层医疗保险托底保障，再进行社会医疗救助的再一次补偿保障，通过医疗保险和社会医 疗救助的双重保护，为残疾人这一特殊弱势群体织起一张全覆盖的“安全网”。 关键词：残疾人, 社会权, 医疗保障，对策 I RESEARCH ON COUNTERMEASURES TO IMPROVE THE DISABLED PEOPLE’S MEDICAL INSURANCE ABSTRACT The disabled persons are a group of people with various difficulties. The quality of their lives should arise attentions to society. Although we have made great progress in our economics, the life of the disabled persons is not significantly improved. There are lots of causes accounting for this phenomenon. One major cause is that the disabled persons do not have a medical insurance. Because the health insurance system in our country has not been well established, at present, the disabled persons are basically not covered by the medical insurance. Although “ Everybody has a medical insurance” will be a goal of our country, it will take time to fulfill this goal. The disabled persons being covered by the health insurance will become a key step, because if the disabled persons are not covered, “ Everybody has a medical insurance” will no